Travel Insurance

We have arranged with Global Travel Insurance Services Ltd a holiday insurance policy specially designed with our holidays in mind. This policy is insured by ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are Licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority to undertake insurance business in the UK.

We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Towergate Assistance. The following is a brief summary of the cover available. Full details of the cover, conditions and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

When making a booking with Leisuretime, just ask for insurance to be added on and we can include it in your booking. There is an option when booking online to add insurance aswell. Already booked and would like to add insurance? No problem, just give us a call and we can add insurance to your trip.

 

Section of Cover Maximum Sums Insured & Benefits Per Person Excesses Per Person
Cancellation £1,500 United Kingdom, Isle of Man, Channel Islands & Europe

£15 Loss of Deposit 

£25 Cancellation holidays up to 3-days 

£75 Cancellation holidays 4-days or more

Delayed Departure (Northern Ireland, Isles of Scilly, Isle of Man, Channel Islands & Europe)

£60 (£20 for the first completed 24-hours then £10 for each subsequent completed 24-hours) Delayed Travel

£1,500 (after delay of 12-hours) Holiday Abandonment

Nil Delayed Travel 

£25 Holiday Abandonment holidays up to 3-days 

£75 Holiday Abandonment holidays 4- days or more

Missed Departure

£100 England, Scotland & Wales

£300 Northern Ireland, Isles of Scilly, Isle of Man, Channel Islands & Europe

Nil
Personal Accident

£15,000 (£1,000 if aged under 16-years and 65-years plus at the time of the accident) Death

£15,000 (£1,000 if aged 65-years at the time of the accident) Loss of Limbs and / or Eyes

£7,500 (Nil if aged under 16-years at the time of the accident) Permanent Total Disablement

Nil
Medical & Other Expenses (Including Curtailment)

£2,000,000 in all, sub-limited as follows:

£350 Emergency Dental Pain Relief (Isle of Man, Channel Islands & Europe)

£1,500 Additional Accommodation & Repatriation Expenses (United Kingdom) £5,000 for return of body or ashes (limited to £2,500 for death in the United Kingdom)

£1,000 Local Funeral Expenses (Isle of Man, Channel Islands & Europe)

£100 Taxi Fares & Telephone Calls

£300 Additional Travel Expenses (United Kingdom)

£1,500 Curtailment (United Kingdom, Isle of Man, Channel Islands & Europe)

£75 Medical & Other Expenses

£25 Curtailment holidays up to 3-days

£75 Curtailment holidays 4-days or more

Hospital Benefit

£100 (£10 per completed 24-hours) United Kingdom

£450 (£15 per completed 24-hours) Isle of Man, Channel Islands & Europe

Nil
Baggage (Including Personal Money)

£1,500 sub-limited as follows:

£200 Single Article Limit

£200 in all Valuables

£200 (£50 if aged under 16-years at the time of the incident) Personal Money

£100 (£50 for each completed 24-hours) Delayed Baggage

£75 Baggage & Personal Money

Nil Delayed Baggage

Loss of Passport and / or Visa Expenses £200 Nil
Personal Liability £2,000,000 Nil
Legal Expenses £25,000 Nil

 

You must be able to comply with the following conditions to have the full protection of your policy. If you do not comply we may refuse to deal with any relevant claim or reduce the amount of any relevant claim payment.

You must telephone MediScreen on 0344 892 1698 if anyone to be covered by this policy, or any person upon whose health the trip depends:

  1. Has or has had a medical condition (excluding childhood and minor ailments not requiring treatment).
  2. Is taking prescribed medication.
  3. Has or has had any medical condition still requiring periodic review.
  4. Is awaiting any tests, treatment, investigation, referral or the results of these.

MediScreen’s office hours are 9am to 5pm Monday to Friday excluding Bank Holidays.

PLEASE NOTE - You must also notify MediScreen immediately of any changes in medical circumstances arising between the date the policy is issued and the time of departure for the trip. You may have to pay an additional premium to cover your medical conditions. This applies to all destinations.

There are also some main health exclusions that apply to all persons as follows:

  1. Where you (or any person upon whose health the trip depends) have or have had symptoms which are awaiting or receiving investigation, tests, treatment, referral or the results of any of the foregoing, unless we have agreed in writing to cover you.
  2. Any terminal illness suffered by you (or any person upon whose health the trip depends).
  3. Any medical condition for which you (or any person upon whose health the trip depends) have within 12 months prior to the date of issue of this insurance been diagnosed with a medical condition or have been admitted or undergone a procedure/ intervention.
  4. Any claims on medical grounds where you fail to provide a medical certificate or other suitable evidence from a medical practitioner of the need to cancel the trip.

This policy is only available to residents of the United Kingdom. The definition of residents of the United Kingdom is any person who is staying in or has lived in the United Kingdom for more than 12-months, or if studying or working in the United Kingdom for more than 6-months.

Leisure Time (Wales) Ltd is an Appointed Representative of Global Travel Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority (firm reference 305686) being permitted to advise and arrange general insurance contracts. Our status can be checked on the Financial Conduct Authority Register by visiting www.fca.org.uk or calling 0845 606 9966.





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